SOGNIER, Judge.
Charter Credit Company (Charter) brought suit to recover $145.40 from Jannie C. Williams on an overdue promissory note. Williams answered and counterclaimed seeking $100 for an alleged violation of OCGA § 7-3-14 of the Georgia Industrial Loan Act, OCGA § 7-3-1 et seq. (ILA). The Municipal Court of Columbus, acting without a jury, found in favor of Charter on its claim and against Williams on her counterclaim. The judgment against Williams...
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