MEMORANDUM-DECISION, FINDINGS OF FACT, CONCLUSIONS OF LAW AND ORDER
STEPHEN D. GERLING, Bankruptcy Judge.
The above adversary proceedings, involving as they do common questions of law and fact, were consolidated for trial pursuant to Federal Rule of Bankruptcy Procedure 7042 ("FRBP"), Federal Rule of Civil Procedure 42 ("FRCP"). In each, the plaintiff objects to the dischargeability of a debt due him on the grounds the same was incurred by virtue of debtor...
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