OPINION
BROCK, Chief Justice.
Plaintiff, the widow of Mr. J. William Flowers, deceased, is the named beneficiary on a life insurance policy issued by the defendant upon the life of Mr. Flowers. The defendant has refused to honor the policy, asserting that it had lapsed because of non-payment of premiums at the time of the death of Mr. Flowers on November 8, 1982. Plaintiff brings this action to recover the benefits of the policy.
The defendant, Provident...
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