CHAVIS v. SOUTHERN LIFE INS. CO.

No. 606PA85.

347 S.E.2d 425 (1986)

Mary McLain CHAVIS v. SOUTHERN LIFE INSURANCE COMPANY.

Supreme Court of North Carolina.

August 29, 1986.


Attorney(s) appearing for the Case

Merriman, Nicholls, Crampton, Dombalis & Aldridge, P.A. by Nicholas J. Dombalis, II and William W. Merriman, III, Raleigh, for plaintiff-appellee.

Poyner, Geraghty, Hartsfield & Townsend by David W. Long, Cecil W. Harrison, Jr., and Susanna K. Gilchrist, Raleigh, for defendant-appellant.


EXUM, Justice.

The pivotal issue concerns the interpretation to be given to provisions of a life insurance contract. Specifically, the issue is whether a clause in the contract prohibiting the insurer, after a certain period of time, from contesting the policy for any reason other than nonpayment of premiums is affected by the lapse and reinstatement of the policy. We hold that it is not and affirm the Court of Appeals.

On 19 April 1975, the defendant issued...

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