CARLEY, Judge.
Plaintiff-appellant Meredith Louise Wiggins brought the instant suit to recover for injuries she received while a passenger in a Jeep that was owned by defendant-appellee James Michael Dyer and that was being operated by defendant-appellee Angile Dyer. Appellees were provided primary coverage for the Jeep by State Farm Mutual Automobile Insurance Company (State Farm) and excess coverage by Georgia Farm Bureau Mutual Insurance Company (GFB). Appellant...
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