OPINION
VOLINN, Chief Judge:
These two appeals (BAP Nos. CC-86-1001 and CC-86-1002), which are concerned with an interrelated judgment and order in the same bankruptcy case, are hereby consolidated. We AFFIRM the bankruptcy court.
I.
A.
In CC-86-1001, Gilbert McAuley, the Chapter 7 debtor, appeals from a "renewed" judgment on complaint for declaratory relief entered in favor of Orange Coast Thrift & Loan Association (OCTL...
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