MEMORANDUM DECISION
LOUISE DeCARL MALUGEN, Bankruptcy Judge.
Dr. John D. Todd ("Dr. Todd"), holder of a note secured by a second deed of trust on the residence of Michael Bessey ("Bessey"), has moved the Court to vacate the automatic stay to permit him to foreclose on the Bessey residence. Bessey resists, claiming the security interest of Todd is worthless and need not be adequately protected.
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