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FOSTER v. RELIANCE INS. CO.

No. 85-259.

487 So.2d 192 (1986)

William F. FOSTER, Jr., Plaintiff-Appellee, v. RELIANCE INSURANCE COMPANY, Defendant-Appellant.

Court of Appeal of Louisiana, Third Circuit.

April 23, 1986.

Attorney(s) appearing for the Case

Stockwell & Assoc., Robert W. Clements, Lake Charles, for defendant-appellant.

McHale, Bufkin & Dees, Louis D. Bufkin, Lake Charles, for plaintiff-appellee.

Before STOKER, DOUCET and FALKENHEINER, JJ.

STOKER, Judge.

Dr. William F. Foster owned a 31-foot Bertram Sportfisher. Dr. Foster was notified on October 5, 1980 that the boat had sunk while docked at the Batistella Marina in Empire, Louisiana. Reliance Insurance Company had issued a $50,000 all-risk yacht policy to Dr. Foster, but refused to pay for the loss, claiming that the vessel sank due to electrolysis, a cause which is excluded from coverage. Dr. Foster sued Reliance, and was awarded $50,000, but penalties...

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