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BUMP v. FIREMENS INS. CO. OF NEWARK, N.J.

No. 84-828.

380 N.W.2d 268 (1986)

221 Neb. 678

Bruce L. BUMP and Brenda K. Bump, Husband and Wife, Appellants, v. FIREMENS INSURANCE CO. OF NEWARK, NEW JERSEY, Appellee.

Supreme Court of Nebraska.

January 24, 1986.

Attorney(s) appearing for the Case

William L. Howland of Bump, Howland & Watson, Chadron, for appellants.

Philip M. Kelly of Winner, Nichols, Douglas & Kelly, Scottsbluff, for appellee.

Before KRIVOSHA, C.J., and HASTINGS, and SHANAHAN, JJ., and BRODKEY, J., Retired, and OTTE, D.J.

SHANAHAN, Justice.

Firemens Insurance Co. of Newark, New Jersey (Firemens) issued a homeowner's insurance policy to Brenda and Bruce Bump, insuring their residence against damage by wind. Firemens' policy excluded loss caused by "pressure or weight of water or ice, whether driven by wind or not," as well as loss caused by "latent defect." While Brenda and Bruce were absent from their home in Chadron on August 3, 1981, a severe thunderstorm with a 4-inch rain and winds...

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