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EARNEST v. FIRST FEDERAL S. & L. ASS'N

Civ. 5036.

494 So.2d 80 (1986)

Elvie K. EARNEST and Marjorie K. Earnest v. FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF ALABAMA.

Court of Civil Appeals of Alabama.

Rehearing Denied June 11, 1986.

Attorney(s) appearing for the Case

Michael Quinn of Gordon, Silberman, Wiggins and Childs, Birmingham, for appellants.

Brent Thornley of Maddox, MacLaurin, Nicholson & Thornley, Jasper, for appellee.

WRIGHT, Presiding Judge.

Elvie K. Earnest and Marjorie K. Earnest executed in 1980 a note for $40,000, secured by a mortgage upon real estate, payable to First Federal Savings and Loan Association of Alabama (First Federal). The Earnests later suffered financial difficulties and fell behind on their payments. First Federal foreclosed the mortgage and became the purchaser at the foreclosure sale. Thereafter, First Federal sent a certified letter to the Earnests demanding...

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