Defendant insurer, the Mutual Life Insurance Co. of New York (Mutual Life), issued an individual life insurance policy, No. 1068-72-58, in the face amount of $100,000 on the life of 65-year-old Alex Brecher, effective December 22, 1977, in consideration of payment of the initial monthly premium. Plaintiff Anne Brecher, the wife of the insured, was designated the primary beneficiary. Although the policy terms called for the payment of an annual premium of $7,830 at 12-month...
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