OPINION
EMIL F. GOLDHABER, Chief Judge:
The focus of this controversy is whether a prepetition financial obligation of the debtors should be declared nondischargeable under a creditor's complaint seeking that relief. For the reasons outlined below, we hold that the debt is not dischargeable as to the husband-debtor under 11 U.S.C. § 523(a)(2)(B) of the Bankruptcy Code ("the Code") but that the debt of the wife-debtor is dischargeable.
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