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MATTER OF SMITH

Bankruptcy Nos. A85-04926-ADK, A85-03018-ADK.

57 B.R. 330 (1986)

In the Matter of Kenneth Larry SMITH and Tammy Alene Smith, Debtors. Kenneth Larry SMITH and Tammy Alene Smith, Movants, v. NORWEST FINANCIAL OF GEORGIA, Respondent. In Matter of Jerome H. LAWRENCE and Mary Rachel Lawrence, a/k/a Rachel Lawrence, Debtors. Jerome H. LAWRENCE and Mary Rachel Lawrence, a/k/a Rachel Lawrence, Movants, v. ITT FINANCIAL SERVICES, INC., Respondent.

United States Bankruptcy Court, N.D. Georgia, Atlanta Division.

February 3, 1986.

Attorney(s) appearing for the Case

Alan I. Seitman, Atlanta, Ga., for Lawrences.

Richard M. Loftis, Decatur, Ga., for ITT Financial Services, Inc.

Emory L. Clark, Atlanta, Ga., for Smiths.

Kirby G. Bailey, Decatur, Ga., for Norwest Financial of Georgia.

ORDER

A. DAVID KAHN, Bankruptcy Judge.

The Debtors filed the above-styled contested matters seeking to avoid certain liens pursuant to 11 U.S.C. § 522(f)(2)(A). Hearings were held on September 9, 1985 and November 14, 1985, after which the Court took the matters under advisement. Respondents oppose the avoidance of said liens and urge the Court to adopt the guidelines set by the Federal Trade Commission [hereinafter "FTC"] regarding the definition of...

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