GREGORY F. KISHEL, Bankruptcy Judge.
This adversary proceeding came on before the undersigned United States Bankruptcy Judge for trial at St. Paul, Minnesota, on April 24, 1986. Plaintiff appeared by its attorney, Rick D. Johnson, Assistant Attorney General. Defendant Steven Jacob Frech (hereinafter "Debtor") appeared personally and by his attorney, Freya O. Hanson. Upon the evidence adduced at trial, trial briefs, arguments of counsel, and all of the other files...
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