MEMORANDUM
CLIVE W. BARE, Bankruptcy Judge.
This is an adversary proceeding in which the Fentress County Bank disputes the dischargeability of its debt in the original amount of $45,000.00. 11 U.S.C. § 523(a)(2)(B). The Bank contends that the debtor defendant made materially false representations as to his financial condition in the form of a financial statement dated March 31, 1981, and in the form of a letter addressed to Glen Massengill dated January...
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