WRIGHT, J.
This is a case of first impression in our state. Here the policy provided that it became effective upon payment of the first premium and delivery of the policy to the insured. The insured's employer chose to pay the premium annually. The inception of United's liability or the date its risk attached was the date the premium was paid. The generally and well-settled rule is that in the absence of a statutory or contractual provision to the contrary, once an...
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