HOUGHTON v. NEW JERSEY MFRS. INS. CO.

No. 85-1601.

795 F.2d 1144 (1986)

HOUGHTON, Donna M. v. NEW JERSEY MANUFACTURERS INSURANCE COMPANY, Appellant.

United States Court of Appeals, Third Circuit.

Decided July 17, 1986.


Attorney(s) appearing for the Case

Albert S. Shaw, Jr., (argued), Patricia L. Arcuri, Montgomery, McCracken, Walker & Rhoads, Philadelphia, Pa. for appellant.

Thomas C. Branca, (argued), Norristown, Pa. for appellee.

James W. Christie, Alan S. Gold, Griffith & Burr, P.C., Philadelphia, Pa., for amicus curiae, Equifax Services, Inc.

David L. Roll, Matthew H. Adler, Steptoe & Johnson, Washington, D.C., (A. James Brodsky, American Ins. Ass'n, New York City, of counsel), for amicus curiae, American Ins. Assn.

Before ALDISERT, Chief Judge, and GARTH and SLOVITER, Circuit Judges.


OPINION OF THE COURT

ALDISERT, Chief Judge.

This appeal requires us to decide whether the recipient of an investigative report prepared for the defense of a personal injury claim may be held liable for violating the notice and disclosure provisions of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. relating to "investigative consumer reports" when it did not request such a report and the report, on its face, did not appear to be...

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