BEASLEY, Judge.
On February 7, 1983, Lewis H. Allen went to the Bob Lairsey Insurance Agency to purchase liability and PIP coverage from Pennsylvania National Mutual Casualty Insurance Company. The application bore the signature L. H. Allen and the space for the spouse's signature was left blank. The supplemental application form for the acceptance or rejection of excess "no-fault" coverage was marked to indicate that this coverage was rejected. It contained the signatures...
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