ROBERTSON, Justice, for the Court:
I.
At the outset this appeal asks that we decide to what extent an injured guest passenger in an automobile negligently struck by an uninsured motorist (UM) may settle with his host driver's separate uninsured motorist insurer without impairing his rights against his own uninsured motorist insurer. For the reasons explained below, we hold, as a construction of the insured injured guest passenger's own UM policy...
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