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DOYLE v. SOUTHERN GUAR. CORP.

Nos. 85-8187, 85-8297.

795 F.2d 907 (1986)

Richard DOYLE, Plaintiff-Appellee, v. SOUTHERN GUARANTY CORPORATION, Defendant-Appellant. Jimmy E. WOOD, Plaintiff-Appellee, v. FORT WAYNE MORTGAGE CO., Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

July 18, 1986.

Attorney(s) appearing for the Case

Wyck A. Knox, Jr., Augusta, Ga., Douglas N. Campbell, Susan L. Kupferberg, Laura E. Stevenson, Atlanta, Ga., for defendant-appellant.

Thomas W. Tucker, John B. Long, David E. Hudson, Augusta, Ga., for plaintiff-appellee.

Before RONEY and CLARK, Circuit Judges, and FAIRCHILD, Senior Circuit Judge.

RONEY, Circuit Judge:

Some federal statutes permit exemption from state usury laws if mobile home financing contracts afford protections to the consumer set forth in the federal laws. Not all the federal statutes require the same protection. These diversity jurisdiction usury cases present the question of whether FHA or VA-insured mobile home agreements, which provide the protections required by those separate Acts, are exempt from Georgia usury laws, even though...

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