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MISSISSIPPI FARM BUREAU MUT. INS. CO. v. TODD

No. 54698.

492 So.2d 919 (1986)

MISSISSIPPI FARM BUREAU MUTUAL INSURANCE COMPANY v. John W. TODD, et al.

Supreme Court of Mississippi.

Rehearing Denied August 27, 1986.

Attorney(s) appearing for the Case

Sam E. Scott, William T. May, Heidelberg, Woodliff & Franks, Jackson, for appellant.

David W. Hall, Riley, Pintard & Hall, Natchez, Harry L. Corban, Fayette, for appellees.

Before PATTERSON, C.J., and DAN M. LEE and SULLIVAN, JJ.

SULLIVAN, Justice, for the Court:

On January 27, 1981, Charles Ballard and Dr. James Mangum owned as tenants in common an empty three-bedroom house in Jefferson County, Mississippi. The house was covered by a fire insurance policy from Southeastern Fire Insurance Company, and was subject to a mortgage of $10,000 held by Farmers Home Administration (FmHA).

On January 27, 1981, Dr. Mangum granted to John and Gloria Todd an option to purchase the house. The option...

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