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BLUE CROSS & BLUE SHIELD OF KY. v. BAXTER

713 S.W.2d 478 (1986)

BLUE CROSS & BLUE SHIELD OF KENTUCKY, INC., Appellant, v. Helen BAXTER, Appellee.

Court of Appeals of Kentucky.

Rehearing Denied June 6, 1986.

Discretionary Review Denied and Opinion Ordered Published by Supreme Court August 26, 1986.

Attorney(s) appearing for the Case

Lea Pauley Goff, Joseph M. Day, E. Paul Herrington III, Louisville, for appellant.

John M. Coy, Richmond, for appellee.

Before GUDGEL, MILLER and WILHOIT, JJ.

MILLER, Judge.

Appellee, Helen Baxter, was severely injured in a one-car automobile accident on March 4, 1984. As a result, she incurred medical expenses and work loss (lost wages), each exceeding $10,000.00.1

At the time of the accident, Helen had a no-fault insurance policy as mandated by KRS Chapter 304.39. Her policy, issued by American Fire & Casualty Company (American Fire), provided for "basic reparation benefits" (BRB...

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