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GARDE v. AMERICAN FAMILY LIFE INS. CO.

No. 4-85-0873.

147 Ill. App.3d 1034 (1986)

498 N.E.2d 292

MICHAEL GARDE et al., Plaintiffs-Appellants, v. AMERICAN FAMILY LIFE INSURANCE COMPANY, Defendant-Appellee.

Appellate Court of Illinois — Fourth District.

Opinion filed September 19, 1986.

Attorney(s) appearing for the Case

Verticchio & Verticchio, of Gillespie, for appellant.

Rammelkamp, Bradney, Hall, Dahman & Kuster, of Jacksonville (Forrest G. Keaton, of counsel), for appellee.

Judgment affirmed.

PRESIDING JUSTICE McCULLOUGH delivered the opinion of the court:

On January 13, 1983, Joseph Garde, decedent, applied for life insurance with defendant, American Family Life Insurance Company (American), tendered an initial premium payment, and received a binding receipt. As a result of the physical examination, conducted at the insurer's request and the results of an electrocardiogram, American sent a letter dated February 16, 1983, to...

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