OPINION
NIERENGARTEN, Judge.
On cross-motions for summary judgment, the trial court granted summary judgment in favor of David Tolchiner. Ruth Usem appeals from the judgment entered on December 23, 1985. We reverse.
FACTS
Sharon Kinney purchased a pickup truck on March 27, 1984 on an installment contract financed by First Bank Southdale. Ruth Usem, a friend of Kinney's, co-signed the installment contract as a favor to Kinney.
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