LIACOS, J.
Blue Cross of Massachusetts, Inc. (Blue Cross), and Blue Shield of Massachusetts, Inc. (Blue Shield), provide health care insurance coverage under the brand name "Medex." Medex supplements the benefits provided by the Federal medicare program. Blue Cross and Blue Shield have offered Medex insurance since 1966. Three Medex plans currently are offered: Medex Standard, Medex 2, and Medex 3.
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