GARRARD, Judge.
Clark commenced this action against Millikin Mortgage Company (Millikin) and The Credit Life Insurance Company (Credit Life) claiming that he was entitled to the benefit of a policy of mortgage cancellation insurance due to the death of his wife on June 6, 1982.
The trial court granted summary judgment since Clark had never submitted an application for insurance coverage. Clark appeals.
The depositions and other materials before the...
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