ROBERTS, Justice.
On January 10, 1981, Diane Gerard was injured in a motor vehicle accident. Diane's husband, Kempton Gerard, was then a full-time employee of McCain Foods, Inc. Diane was covered under the family coverage provision of McCain's employee group medical plan for which Kempton paid a small fee. Under this plan, McCain paid $20,569.02 for Diane Gerard's medical expenses. The plan contained no subrogation clause.
On January 19, 1983, Diane Gerard...
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