OPINION
EMIL F. GOLDHABER, Bankruptcy Judge:
The inquiry in the matter at bench is whether we should grant a creditor an exception to discharge for a loan obligation where the debt was allegedly incurred by fraud. Since we find that the creditor failed to prove the requisite fraudulent intent for such a cause of action, we will deny the creditor's request for an exception to discharge.
The facts of this controversy are summarized as follows:
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