CECELIA H. GOETZ, Bankruptcy Judge.
This is an adversary proceeding brought by two creditors, Hukumad Chaudhry and Haridas Shah, of the debtor, Barbara Usoskin, objecting to the discharge of her debts in bankruptcy. Although their complaint invokes only 11 U.S.C. § 727, covering objections to the discharge in toto of all debts, their post-trial memorandum also implicates § 523(c) which deals with the dischargeability of specific debts.
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