MEMORANDUM OPINION AND ORDER
WILLIAM A. HILL, Bankruptcy Judge.
The Debtor and the Plaintiff herein, Marlin Adam Binder, commenced the instant adversary proceeding seeking a determination that federally guaranteed student loans incurred between 1979 and 1982 be discharged by reason of undue hardship pursuant to section 523(a)(8)(B) of the Bankruptcy Code. The case came on for
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