From September 1977 to January 1979, defendant obtained four student loans totaling $4,090 from the State University of New York at Buffalo (SUNY-Buffalo) pursuant to the National Direct Student Loan Program (20 USC §§ 1087aa-1087ii). The promissory note covering these loans executed by defendant provided for repayment "9 months after the date on which [defendant] * * * ceases to carry * * * at least one-half the normal full-time...
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