CARLEY, Judge.
On November 1, 1978, Luther Rosser applied for a motor vehicle liability insurance policy with appellee-defendant International Indemnity Co. The policy purported to provide personal injury protection coverage in the minimum required amount of $5,000. Almost five months later, Rosser was injured in a vehicular collision. Rosser subsequently filed a complaint against appellee seeking retroactive optional personal injury protection benefits on the ground...
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