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IN RE RAY

Bankruptcy No. 82-00024, Adv. No. 82-0044.

51 B.R. 454 (1985)

In re Toney Kim RAY, Debtor. Myong S. CAMPANA, Jae Cheol Chang, et al., Plaintiffs, v. Toney Kim RAY, Defendant.

United States Bankruptcy Court, D. Hawaii.

July 29, 1985.

Attorney(s) appearing for the Case

Ronald Au, Honolulu, Hawaii, for plaintiffs.

Kenneth H. Nakamura, Honolulu, Hawaii, for defendant.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

JON J. CHINEN, Bankruptcy Judge.

On March 15, 1982, Myong S. Campana and 20 others ("Plaintiffs") filed a Complaint for Determination of Dischargeability of Debts in the subject cause. On April 14, 1982, Toney Kim Ray ("Debtor") filed her Answer to Complaint, denying the pertinent allegations of the Complaint.

A hearing on the Complaint was held on January 16, June 25, June 26, June 27, December 17 and December...

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