FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION
ALEXANDER L. PASKAY, Chief Judge.
THIS IS a Chapter 7 case and the matter under consideration is a complaint, filed by Charlie Harris Pontiac (Harris) which seeks an order from this Court declaring a debt owed by Michael Ciarleglia (Debtor) to Harris to be non-dischargeable. Alternatively, Harris seeks to have this Court deny the Debtor a discharge pursuant to § 727 of the Bankruptcy Code....
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