OPINION
EMIL F. GOLDHABER, Chief Judge:
The point for resolution in the case before us, is the value of the debtor's home. Although the expert testimony differed, for the reasons expressed below we will adopt the valuation offered by the debtor's appraiser. Accordingly, we will fix the value of the property at $7,500.00 and will avoid its mortgage to the extent the mortgage exceeds $7,500.00.
We find the facts in this controversy as follows:
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