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WARD v. FEDERAL KEMPER INS. CO.

No. 988, September Term, 1984.

62 Md. App. 351 (1985)

489 A.2d 91

AARON WARD v. FEDERAL KEMPER INSURANCE COMPANY.

Court of Special Appeals of Maryland.

March 15, 1985.

Attorney(s) appearing for the Case

Joseph F. Zauner, III, Baltimore, (Rochlin & Settleman, P.A., Baltimore, on brief), for appellant.

M. Natalie McSherry, Baltimore, (Whiteford, Taylor, Preston, Trimble & Johnston, Baltimore, on brief), for appellee.

Argued before BISHOP, ADKINS, and ROSALYN B. BELL, JJ.

ADKINS, Judge.

The issue posed to us by appellant, Aaron Ward, is whether appellee, Federal Kemper Insurance Company, properly cancelled an insurance policy for nonpayment of a premium. The question is whether Ward owed the premium at the time of cancellation. The answer to this seemingly-simple question is complicated by a problem in the law of negotiable instruments: in whose hands are the funds represented by a check that the drawer (Federal Kemper) has mailed...

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