HOWARD SCHWARTZBERG, Bankruptcy Judge.
DECISION ON OBJECTION TO CLAIM
These Chapter 13 debtors object to the claim filed by Gary Bernard Incorporated, the holder of a secured claim collateralized by a mortgage filed against their principal residence located in New Rochelle, New York. The basis for the debtors' objection is the assertion that the loan was made to them for personal needs at a 24 percent per annum rate of interest, which they contend is usurious...
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