FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION
ALEXANDER L. PASKAY, Chief Bankruptcy Judge.
THIS IS a Chapter 7 case and the matter under consideration is a Complaint filed by Guaranty National Bank (GNB), which seeks an order from this Court declaring certain debts owed to GNB by the Debtor to be non-dischargeable pursuant to § 523(a)(2)(B) and/or § 523(a)(2)(A) of the Bankruptcy Code. The facts relevant to a resolution of the matter...
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