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TRI-STATE INS. CO. OF MINNESOTA v. De GOOYER

No. 85-594.

379 N.W.2d 16 (1985)

TRI-STATE INSURANCE COMPANY OF MINNESOTA, Appellee, v. Denise De GOOYER as the Administrator of the Estate of Veryl Dean De Gooyer, Deceased, Appellant.

Supreme Court of Iowa.

December 18, 1985.

Attorney(s) appearing for the Case

Randall A. Roos, Sioux Center, for appellant.

H.R. Grigg of Smith, Grigg, Shea & Klinker, P.C., Primghar, for appellee.

Considered by REYNOLDSON, C.J., and McCORMICK, McGIVERIN, LARSON and SCHULTZ, JJ.

SCHULTZ, Justice.

The determinative issue in this appeal is whether an underinsured motorist provision which prevents the "stacking or pyramiding" of coverages is a valid limitation under Iowa Code section 516A.2. The insurance policy in question provided underinsurance motorist coverage on each of the insured's two vehicles. After the insured was killed in an automobile accident, the insurer brought a declaratory judgment action seeking to limit its liability to...

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