MEMORANDUM OPINION
MARTIN V.B. BOSTETTER, Jr., Bankruptcy Judge.
Ruby H. Beck, a creditor, objects to the exemption by the debtor of his interest in a promissory note held jointly with his non-debtor spouse. The note, which is secured by a deed of trust on real property in North Carolina, had an unpaid balance of approximately $52,000.00 when the petition was filed.
The debtor claimed exemption of the note, held as "joint tenants" with Margaret Berkovics...
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