In this action to recover $393,530.40 from various defendants for water damage sustained between September 29 and October 1, 1981, plaintiff seeks $46,765.20 in damages from Great American, which insured it under a "Difference in Conditions" policy providing coverage for, inter alia, loss from backing up of sewers and drains and broken water mains. The action was commenced against Great American on December 18, 1982, 14½ months after the loss. Great American's...
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