WILLIAM E. DOYLE, Circuit Judge.
After examining the briefs and the appellate record, this three-judge panel has determined unanimously that oral argument would not be of material assistance in the determination of this appeal. See Fed.R.App.P. 34(a); Tenth Circuit R. 10(e).
The Ambassador Insurance Company was, in this case, the excess insurance carrier for Memorial General Hospital. They had filed this action against St. Paul Fire & Marine Insurance...
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