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STATE AUTO. MUT. INS. CO. v. ELLIS

700 S.W.2d 801 (1985)

STATE AUTOMOBILE MUTUAL INSURANCE COMPANY, Appellant, v. Andrea K. ELLIS and John Ellis, Appellees.

Court of Appeals of Kentucky.

Discretionary Review Denied and Opinion Ordered Published by the Supreme Court December 17, 1985.

Attorney(s) appearing for the Case

C.W. Swinford, David C. Schwetschenau, Lexington, for appellant.

John B. Baughman, Paul C. Gaines III, Frankfort, for appellees.

Before COMBS, REYNOLDS and WHITE, JJ.

WHITE, Judge.

On September 9, 1981, fourteen-year-old Andrea Ellis took her father's pickup truck without his permission or consent and drove onto U.S. Highway 127 in Franklin County. There a collision occurred involving Andrea, Scotty Warford and Victoria Tate. Warford and Tate sued Andrea and her father John Ellis for property damage and medical expenses. John Ellis's insurer, appellant State Automobile Mutual Insurance Company, denied insurance coverage because...

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