BEATTY, Justice.
This is an appeal by Allstate Insurance Company (Allstate), plaintiff, from a jury verdict in favor of the defendants, Alexander Portis and Henry E. Coats, in Allstate's action for a declaratory judgment. We affirm.
In its action, Allstate sought an interpretation and application of an exclusion contained in a policy of homeowners insurance issued by it to Portis. The exclusion in question states:
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