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IN RE HALL

Nos. 84-8065 to 84-8067 and 84-8132.

752 F.2d 582 (1985)

In re Donald W. HALL and Lucile E. Hall, Debtors, Donald W. HALL and Lucile E. Hall, Plaintiffs-Appellees, v. FINANCE ONE OF GEORGIA INC., Defendant-Appellant. In re Joe E. STUBBLEFIELD and Vicky L. Stubblefield, Debtors, Joe E. STUBBLEFIELD and Vicky L. Stubblefield, Plaintiffs-Appellees, v. FINANCE ONE OF GEORGIA INC., Defendant-Appellant. In re Clinton Eugene REGISTER and Doris Elaine Register, Debtors, Clinton Eugene REGISTER and Doris Elaine Register, Plaintiffs-Appellees, v. KENNESAW FINANCE COMPANY, Defendant-Appellant. In re Ronald Gary HALL, Debtor, Ronald Gary HALL, Plaintiff-Appellee, v. FINANCE ONE OF GEORGIA INC., Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

February 4, 1985.

Attorney(s) appearing for the Case

Richard V. Karlberg, Jr., Atlanta, Ga., for defendant-appellant.

Marshall H. Jaffe, Atlanta, Ga., Paul Parker, Rose H. Staples, Decatur, Ga., for plaintiffs-appellees.

Before KRAVITCH and ANDERSON, Circuit Judges, and ATKINS, District Judge.

KRAVITCH, Circuit Judge:

These four cases were consolidated for appeal because they involve common issues of bankruptcy law. The two questions presented are: (1) whether debtors in bankruptcy whose property exemptions are defined by Georgia law may use 11 U.S.C. § 522(f) to avoid liens that encumber the property they seek to exempt; and (2) whether debtors who opt to file for Chapter 13 rehabilitation are entitled to use that same provision. The courts below...

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