OPINION
LESLIE, Judge.
Appellants Anne Marie Hay, Leah Scandin, Karolyn French and Ronald Kollar were injured in a two-car collision on June 19, 1980. David Determan was driving one of the vehicles, which was owned by Geri Marudas Simonsen, and upon trial of the liability issues David was found 100% at fault.
Simonsen's insurance was insufficient to compensate the appellants, and they sought payment under a policy of automobile insurance issued by...
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