EAGLES, Judge.
In the decision of this court reported in Smith v. Nationwide, supra, the summary judgment for defendant South Carolina Insurance Company (South Carolina) entered by the trial court was affirmed because defendant Nationwide failed to substantially comply with the clear terms of G.S. 20-310(f) when it failed to renew the automobile policy of its insured, Paul Allen Smith.
In our resolution of the case on appeal we noted that:
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