OPINION
DICKENSON, Justice.
Joe Fambro is an individual who does business under the name of Fambro Pipe & Construction Co. He purchased a general liability insurance policy from Employers Casualty Company which was in effect on April 6, 1979, when one of Fambro's employees was operating a trenching machine which struck and damaged a large underground gas pipeline. When the owner of the gas pipeline sought recovery of its damages, Employers Casualty Company...
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