STATON, Presiding Judge.
Elizabeth Redar, a pedestrian, was struck and injured by a car driven by Kevin Edwards. She brought a personal injury action against Edwards, his employer, the owner of the car, and the owner of the shop from which the car was being driven. The insurance carrier for the car owner and for the shop owner, Allstate, moved for declaratory judgment against Redar and all named defendants because the insurance policies excluded from coverage persons...
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