DEEN, Presiding Judge.
Appellant Georgia Farm Bureau Mutual insurance Company (Georgia Farm) issued to appellees Franklin a policy of insurance of the type known as a "farm owners policy," insuring against certain risks and undertaking to defend the Franklins in any action brought against them within the policy's coverage and monetary limits. Portions of the policy relevant to the instant case are as follows:
"I. Coverage G-Personal Liability.
The...
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